Whether you're building, buying, upgrading or refinancing, we offer a mortgage program to fit your needs. Our experienced, knowledgeable lending staff will find the mortgage program that's right for you.

 

Access your account 24 hours a day with Phone Banking and Internet Banking. Use our Mortgage Calculator to determine your payment or mortgage amount.

 

Mortgage Options Click to apply

Fixed Rate Loan
Lock in a great interest rate that will not change during the entire life of the loan.


ARM Loan (Adjustable Rate Mortgage)
Mortgage your home with a lower monthly payment up to the first seven years of the loan. The interest rate will change at designated intervals, based on a financial index.

Balloon Loan
Lower closing costs and more flexibility than other loan programs.


Loan Programs

First-Time Home Buyer Program
Below market interest rate
Reduced mortgage insurance premium
Low down payments

Rural Development
Fixed interest rate for those with less than perfect credit
No mortgage insurance
Low down payments

My Community
Fixed interest rate for those with less than perfect credit
Reduced mortgage insurance premium
Low down payments